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Hak Pakai, Hak Sewa, HGB: what a foreigner can actually own in Bali
Practical guides

Hak Pakai, Hak Sewa, HGB: what a foreigner can actually own in Bali

Freehold is closed to foreigners and every nominee structure is void by operation of law. The three legal routes, their real terms and their hard caps, straight from the statutes.

Lokalfinds Editorial Team

Lokalfinds Editorial Team

26 min read

A foreigner cannot hold freehold title (Hak Milik) to land in Indonesia. Article 21(1) of the 1960 Basic Agrarian Law (UUPA) reserves it to Indonesian citizens alone, and article 26(2) voids by operation of law any transaction transferring a Hak Milik to a foreigner "directly or indirectly" — the land falls to the State, and whatever the seller has already banked cannot be clawed back.

That leaves three legal routes to land. Hak Sewa, the lease: open to foreigners resident in Indonesia, with rent the statute lets you pay in a single instalment, and no maximum term whatsoever — the "25 years" you hear all over Bali is market custom, not a rule. Hak Pakai: 30 + 20 + 30 years on State land, but 30 years renewable by deed when it sits on someone's Hak Milik, which is how most expat villas are set up. HGB: closed to foreign individuals, reachable through a PT PMA whose investment must exceed IDR 10 billion (PP 28/2025, art. 212(2)), land and buildings included for an accommodation business (BKPM Regulation No. 5 of 2025, art. 26). Only apartments escape the rule: a strata unit (satuan rumah susun) can be held outright, subject to conditions. For a house, the caps bite hard — one plot per person or per family, 2,000 m² of land maximum.

Why Hak Milik is closed to you, permanently

The founding text runs to seven words. The UUPA, Law No. 5 of 1960, article 21(1): "Hanya warga-negara Indonesia dapat mempunyai hak milik" — only an Indonesian national may hold a right of ownership. Enacted on 24 September 1960, the law still carried the official status "Berlaku" (in force) on 22 July 2026.

Article 26(2) draws the consequences, and this is the passage to read before you sign anything. A sale, an exchange, a gift or any other act intended to transfer a Hak Milik to a foreigner, "langsung atau tidak langsung" — directly or indirectly — is:

  • void by operation of law ("batal karena hukum");
  • followed by forfeiture of the land to the State ("tanahnya jatuh kepada Negara");
  • and paired with a blunt rule about the money: payments already received by the seller cannot be reclaimed ("semua pembayaran yang telah diterima oleh pemilik tidak dapat dituntut kembali").

That "directly or indirectly" is aimed squarely at nominee structures: land registered in an Indonesian's name while the economic benefit stays with the foreigner. The Dinas PUPRKIM of Bali Province defines it in the same terms on its own site — "the use of a local Indonesian citizen's name as the formally registered holder of the land right" — and calls the practice "bertentangan dengan prinsip penguasaan tanah nasional", contrary to the national principle of land control. The community guide expat.or.id puts it more bluntly: "We've heard many stories of people who have lost major investments by trusting an Indonesian 'friend' with holding the title".

Two side rules are worth knowing. A foreigner who inherits a Hak Milik without a will, or who becomes a co-holder through marital community of property, has one year to dispose of it: after that the right lapses automatically and the land reverts to the State (art. 21(3)). And an Indonesian spouse married to a foreigner keeps the same land rights as any other Indonesian, provided the property is not jointly owned — which is proved by a notarised separation-of-property agreement (PP 18/2021, art. 70).

A notaris PPAT office in Denpasar in the late afternoon, stacks of land files and green certificates on a dark wooden desk, ink pad and metal ruler, ceiling fan, warm light filtering through wooden shutters
A notaris PPAT office in Denpasar in the late afternoon, stacks of land files and green certificates on a dark wooden desk, ink pad and metal ruler, ceiling fan, warm light filtering through wooden shutters

Three routes exist for land, plus a special case reserved for apartments. They share neither the same nature, nor the same legal basis, nor the same term.

RouteWho may hold itLegal basisTerm fixed by lawWhat you actually hold
Hak Sewa (lease / leasehold)Foreigners resident in IndonesiaUUPA art. 44-45None — the statute is silentA contractual right to use someone else's land
Hak Pakai (right of use)Foreigners ("Orang Asing"), by namePP 18/2021 art. 49(2)(e)30 + 20 + 30 years (State land/HPL) or 30 years renewable (over Hak Milik)A registered real right, in your own name
HGB (right to build)Indonesian citizens and legal entities incorporated under Indonesian law — not foreign individualsPP 18/2021 art. 3430 + 20 + 30 years (State land/HPL) or 30 years renewable (over Hak Milik)A right held by your company, not by you
Hak Milik atas Satuan Rumah Susun (strata title unit)Foreigners holding a compliant permitPP 18/2021 art. 67(1)(c)None: it is an ownership rightThe unit outright, subject to zoning conditions

One piece of vocabulary to fix straight away: "buying a villa in Bali" describes none of these situations. What you buy is a right over land belonging to someone else or to the State, for a term set by the underlying title. The only question that matters is which of these rights you are buying, and for how long.

Hak Sewa: the simplest route, and the least regulated

The lease is defined by article 44 of the UUPA: the right to use another party's land and build on it, in exchange for rent. The same article specifies that this rent may be paid "satu kali" — in a single instalment — or periodically, before or after the land is used. That is the legal basis for the prepaid lease everyone in Bali trades on. Article 45 opens the title to foreigners resident in Indonesia, to Indonesians, to Indonesian legal entities and to foreign legal entities with a representative office in the country.

Then comes the point almost no guide picks up. Neither article 44 nor article 45 sets a term. And PP 18/2021, the regulation that overhauled the land regime in 2021, contains no provision on hak sewa at all: it covers Hak Pengelolaan, HGU, HGB, Hak Pakai, rumah susun and land registration — not the lease.

That silence has two very concrete effects:

  • the "25 years" or "30 years" of a Balinese lease come from no statute; they are market custom — and writing the opposite, "Indonesian law caps leases at 25 years", is plainly false;
  • there is no statutory extension mechanism: a renewal is a clause you negotiate, not a right you hold.

The three agency guides we went back over quote the same range without ever pointing to an article: "25-30 yrs + extensions" (magnumestate.com), "~25-30 yrs, extendable" (tasvan.com), "25-30 years, with extensions negotiated contractually" (balirealestateplus.com). The last is the most accurate, and worth taking literally: negotiated contractually. Outside the contract there is nothing.

Everything therefore rides on the deed itself: initial term, mechanism and price of the extension, what happens to the buildings at expiry, the right to assign the lease to a third party, and what follows if the Hak Milik owner dies or sells. A lease signed privately, without going through a notaris/PPAT, leaves you with no solid standing against third parties, and the statute will fill none of the gaps.

Hak Pakai: the only title that really carries your name

Hak Pakai is the one real right the statute opens to a foreigner by name: PP 18/2021, article 49(2), lists five categories of holders of a fixed-term hak pakai, and letter (e) reads "Orang Asing".

This is also where the market's most common misreading hides. The term of a Hak Pakai depends on the land it sits on.

ConfigurationInitial grantExtensionRenewalTotalLegal basis
Hak Pakai over State land or Hak Pengelolaan30 years max20 years max30 years max80 yearsPP 18/2021 art. 52(1)
Hak Pakai over Hak Milik (land owned by a Balinese individual)30 years max—Renewable by PPAT deedNo guaranteed 80-year cyclePP 18/2021 art. 52(3)
HGB over State land or Hak Pengelolaan30 years max20 years max30 years max80 yearsPP 18/2021 art. 37(1)
HGB over Hak Milik30 years max—Renewable by deedNo guaranteed 80-year cyclePP 18/2021 art. 37(2)

The line to remember is the second one: most foreign-owned villas in Bali sit on a Hak Pakai laid over a Balinese owner's Hak Milik. In that configuration the statute gives you 30 years and a renewal that runs through a fresh deed, not through any automatic entitlement. Guides that write "Hak Pakai: up to 80 years" without naming the underlying title are describing a situation other than yours.

Three further points complete the regime:

1. At the end of the cycle the land reverts to State land or to land under Hak Pengelolaan. Both provisions expressly target the cycle set out in their own paragraph (1), the State-land one (art. 37(3) and 52(4)). The former holder may be granted priority, subject to seven conditions including continued compliance with the spatial plan (art. 37(4)): a regulated favour, not a vested right.

2. The open-ended hak pakai ("selama dipergunakan") is not available to foreign individuals: article 49(3) reserves it for central, regional and village administrations and for the missions of foreign states or international bodies.

3. If you acquire a detached house, the final title has to be a Hak Pakai (PP 18/2021, art. 71). New or old, purchase, gift, exchange or auction: every mode of transfer is admitted (Permen ATR/BPN 18/2021, art. 187(1) and (2)). The conversion to Hak Pakai that the same Permen required for land under Hak Milik or HGB (art. 187(3)) no longer applies to Hak Milik, except at auction: ATR/BPN Regulation No. 2 of 2025 revoked the Permen's rules on that change of title and provided instead, outside auctions, for the Hak Milik to be relinquished to the State and a new title then granted. On an individual's Hak Milik, the PP also provides for a Hak Pakai granted by PPAT deed (art. 71).

How much land, what kind of home: the caps in figures

PP 18/2021 sets the frame in two articles. Article 71 defines what a foreigner may own. A rumah tapak (detached house): only on land under hak pakai — State land, Hak Milik via a PPAT deed, or Hak Pengelolaan via an exploitation agreement. A rumah susun (apartment, "rusun"): on hak pakai or HGB, and only in a building located in a special economic zone (KEK), free-trade zone or free port, industrial estate or "other economic zone" (paragraph (2)), a notion the PP's official elucidation extends to urban and peri-urban areas, tourism areas and areas suited to vertical housing that benefit the local economy. The law sets the same condition: the elucidation of article 144 of Perppu No. 2 of 2022 on job creation, enacted into law by Law No. 6 of 2023, reserves foreign ownership of a unit to those zones. Have the PPAT confirm that the building you are looking at qualifies. Article 72 then sets out the four caps: minimum price, land area, number of plots or units, strictly residential use.

The figures themselves live in Permen ATR/BPN No. 18 of 2021, promulgated on 27 October 2021 and still in force. Article 186(1), for a detached house:

  • the house must fall within the "rumah mewah" (luxury house) category as defined by the applicable regulations;
  • one plot only, per person or per family;
  • 2,000 m² of land maximum ("tanahnya paling luas 2.000 m2").

For an apartment, the required category is "rumah susun komersial". Going beyond — several plots, or more than 2,000 m² — is possible only with the Minister's authorisation, where the economic and social impact is positive (art. 186(2)). Diplomatic missions and international bodies sit outside these caps (art. 186(3)).

That leaves the price floor. It is quantified neither in the PP nor in the Permen: article 187(2) defers to a separate Keputusan Menteri, revisable without touching either text. That decision is ATR/BPN Ministerial Decision No. 1241/SK-HK.02/IX/2022, signed on 12 September 2022. For Bali, it sets the minimum at IDR 5 billion for a detached house and IDR 2 billion for an apartment, cut to 75% (3.75 and 1.5 billion) for a buyer who qualifies as "diaspora", a term it does not define. Of the three agency guides we reviewed, only one put a number on it — balirealestateplus.com, "Minimum value thresholds apply: IDR 2 billion to IDR 5 billion in Bali", without citing the decision: its range in fact spans the two thresholds, apartment and house. Have the amount that applies to your file confirmed by a notaris/PPAT or by Kanwil BPN Bali.

One last detail on apartments: when a rusun is built on HGB land, the foreigner's share covers the common parts and facilities "tidak termasuk tanah bersama" — common land excluded (art. 188(2)). The obligations attached to that common land, however, still fall on them (art. 188(3)).

Do you need a KITAS? What the text says, what the counter asks for

This is the sharpest gap we found between the guides and the statutes. PP 18/2021, article 69(1), requires the foreigner to hold a "dokumen keimigrasian sesuai dengan ketentuan peraturan perundang-undangan": an immigration document compliant with the regulations. Permen ATR/BPN 18/2021 restates the same notion in its article 185, with a slightly different qualifier — the document must be "diterbitkan oleh instansi yang berwenang", issued by the competent authority.

Neither the PP nor the Permen uses the word KITAS or KITAP. The concept they use is broader. Yet tasvan.com writes "To qualify, a foreigner must hold a valid Indonesian residency permit (KITAS or KITAP)" and balirealestateplus.com makes a KITAS a condition of Hak Pakai: two formulations that turn a counter practice into an explicit legal requirement.

The PP's official elucidation (Penjelasan) settles the point: the "dokumen keimigrasian" of article 69 is a "visa, paspor, atau izin tinggal" — a visa, a passport or a stay permit — issued by the competent authority. A KITAS is therefore only one of the documents accepted, not a legal condition. If a land office or a notary still asks you for one, ask which text they rely on, and have the documents required for your file confirmed by Kanwil BPN Bali. If your plans hang on it, sort out your stay permit first — our guide to KITAS and long-stay visas breaks down the categories and their conditions.

Better news on succession: the home passes to heirs, the foreign heir being required to hold a compliant immigration document as well (art. 69(2) and (3)).

A contemporary Balinese villa with a thatched roof seen from the garden, infinity pool edged in grey volcanic stone, palms and frangipani trees, terraced rice fields blurred in the background, late-afternoon sky
A contemporary Balinese villa with a thatched roof seen from the garden, infinity pool edged in grey volcanic stone, palms and frangipani trees, terraced rice fields blurred in the background, late-afternoon sky

PT PMA and HGB: the company route

HGB (hak guna bangunan, the right to build) is often presented as the "serious" option. It is worth reading who it is addressed to. PP 18/2021, article 34: HGB is granted to Indonesian citizens and to legal entities incorporated under Indonesian law and domiciled in Indonesia. A foreign individual has no access to it; a PT PMA, a foreign-capital company under Indonesian law, does — which is precisely why the "PT PMA + HGB" structure exists.

The entry price is quantified, and it is steep. PP No. 28 of 2025, article 212(2), imposes a minimum investment strictly above IDR 10,000,000,000 (ten billion rupiah), excluding land and buildings, per 5-digit KBLI activity code and per business location. Two phrases in the text change the arithmetic: "harus lebih besar dari" means strictly greater — exactly ten billion does not clear the bar — and "di luar tanah dan bangunan" excludes land and buildings as a rule. But the implementing rules, BKPM Regulation No. 5 of 2025, make an exception that matters in Bali: for short- and long-term accommodation and, under conditions, for property businesses (development, sale, rental), land and buildings do count towards the ten billion (art. 26(5) and (6)).

The same article separates two checks at the gate of the OSS system: the minimum investasi (minimum investment) and the ketentuan permodalan (share capital rules). The PP quantifies only the first; BKPM Regulation No. 5 of 2025 quantifies the second: issued and paid-up capital of at least IDR 2.5 billion per PT (art. 26(9) and (10)), which must stay in the company's account for at least 12 months, except to buy assets, build or operate (art. 27). That is the figure the balirealestateplus.com guide gave, and the guide was also right to say the ten billion is counted "including land and building values for property sectors". So hold on to two thresholds: IDR 2.5 billion of paid-up capital, and more than ten billion of investment per line of business and per site, land and buildings included for a company that rents out villas.

Finally, a quiet but real sanction: if the holder of an HGB stops meeting the required conditions, they have one year to transfer the right (art. 35(1)). A PT PMA left dormant or struck off is no administrative footnote — it is a countdown running on the land title.

What changed in 2026

Two regulatory moves are worth tracking, and they pull in the same direction: more control.

At provincial level. The Dinas PUPRKIM of Bali Province published on 25 June 2026 an analytical piece — built like a study, with academic references and a recommendations section — on two Perda adopted during the year: Perda No. 3/2026 on coastal protection and shoreline setbacks (sempadan pantai), and Perda No. 4/2026 on controlling the conversion of productive land and prohibiting nominee transfers of land ownership.

The sanctions this source attaches to the two Perda are all administrative, and harsher than what one usually reads: written warning, suspension of the operating licence, sealing of the site, up to physical demolition of commercial buildings put up inside a shoreline setback or on protected paddy land (LSD, lahan sawah dilindungi). On the nominee front, the same source describes a second set of measures: work stoppage, cancellation of the KKPR recommendation, and coordination with BPN to have the land certificate annulled. No monetary fine or criminal penalty is mentioned. We could not open the text of either Perda. Their existence and titles are attested by this provincial source; their exact provisions remain to be verified, and part of what the article proposes is recommendation rather than measure in force.

At national level. Perpres No. 4 of 2026 on controlling the conversion of paddy land (Pengendalian Alih Fungsi Lahan Sawah) expressly replaces Perpres 59/2019 and sets up an integrated control team (Tim Terpadu). Its recital leaves no room for doubt: paddy conversion "is increasing and potentially threatens national food security". In Bali, where a great many plots on the market are sawah, this is the text that makes converting them harder.

Otherwise the foundations have not moved. The 2026 Permen ATR/BPN available in the ministry's legal database — 1/2026 (internal risk management), 2/2026 (archiving), 3/2026 (Penilaian Tanah, land valuation), 4/2026 (status of the STPN school) and 6/2026 (spatial plans, amending Permen 11/2021) — do not touch the foreign ownership regime. One caveat: the numbering implies that at least one other 2026 Permen exists without appearing in the public listing, so the check is not exhaustive. As at 22 July 2026, the applicable law remains UUPA 5/1960 + PP 18/2021 + Permen ATR/BPN 18/2021, all three flagged "Berlaku" on peraturan.go.id.

Tax: two ceilings to know before you negotiate

Indonesian property tax is set locally, but Law No. 1 of 2022 on financial relations between central and local government fixes two national ceilings:

TaxNational statutory ceilingWho sets the actual rate
BPHTB — acquisition duty, paid once on purchase5% maximum (art. 47(1))The Perda of the local government (art. 47(2))
PBB-P2 — annual land and building tax0.5% maximum (art. 41(1))The Perda of the local government (art. 41(3)); the rate must be lower for land used for food production and livestock (art. 41(2))

Never mistake these ceilings for applied rates. Badung, Gianyar and the city of Denpasar each set their own, and nobody can tell you "BPHTB is 5% in Bali" without having opened the Perda of the local government concerned. Ask for the local figure before you negotiate, not after.

Terraced rice fields in central Bali at daybreak, low mist between the tiers, the silhouette of a stone family temple on the right, a dirt track leading to a bare plot marked out with bamboo stakes
Terraced rice fields in central Bali at daybreak, low mist between the tiers, the silhouette of a stone family temple on the right, a dirt track leading to a bare plot marked out with bamboo stakes

Before you sign: the order of operations

In a Balinese land file, sequence matters more than speed. What follows describes the legal framework as it emerges from the texts cited above, not legal advice: every file is settled with a professional.

1. Establish the exact nature of the seller's title: Hak Milik, HGB, Hak Pakai — and the land it sits on. That is what determines your real term.

2. Use an independent notaris/PPAT, chosen by you and not by the seller or the agent. They draft the deed and have it registered.

3. Check zoning and permits before any payment — land-use conformity (ITR/KKPR), building permit (PBG), building conformity certificate (SLF): agricultural land, or land inside a shoreline setback, does not become buildable because a sale has been signed.

4. Refuse any nominee structure, however it is dressed up — "loan agreement", "irrevocable power of attorney", "holding company". Article 26(2) of the UUPA provides for no refund of the sums paid.

5. Have the applicable price floor confirmed, along with the immigration documents required, by Kanwil BPN Bali — not by a forum.

Until that path is complete, renting remains the rational option: our yearly rental prices by neighbourhood give the real orders of magnitude, and the moving-to-Bali checklist puts the property question back where it belongs in the administrative queue.

Once the lease or the Hak Pakai is signed, kitting the place out is largely a second-hand exercise — see our guide to furnishing a villa without breaking the bank. On Lokalfinds, the Property category lets you compare long-term rental listings and contact owners directly; for anything held under Hak Pakai or on a lease, ask for a copy of the certificate and the name of the notaris before you even view it.

Frequently asked questions

Can a foreigner buy a house freehold in Bali?

No. Article 21(1) of the UUPA reserves Hak Milik to Indonesian citizens, so no detached house can be held freehold by a foreigner. A strata title unit (Hak Milik atas Satuan Rumah Susun) can be, under article 67(1)(c) of PP 18/2021, provided you hold a permit compliant with the regulations and the building stands in an eligible zone (special economic zone, free-trade zone, industrial estate or other economic zone, art. 71(2)). For a house, the only title registrable in your name is Hak Pakai; the lease (Hak Sewa) remains available, but it does not make you an owner.

What do you risk with a nominee arrangement in Bali?

Three cumulative consequences, all set out in article 26(2) of the UUPA: the deed is void by operation of law, the land is forfeited to the State, and the sums already paid to the seller cannot be reclaimed. The text expressly targets transfers made "directly or indirectly". According to the Dinas PUPRKIM of Bali Province, a Perda No. 4/2026 adopted in 2026 also deals with banning the practice; we could not read its text, and so could not check its sanctions.

What is the maximum term of a Hak Pakai for a foreigner?

It depends on the land. Over State land or Hak Pengelolaan: 30 years, extendable by 20, renewable for 30, i.e. 80 years in total (PP 18/2021, art. 52(1)). Over land held under Hak Milik — the configuration of most expat villas — the text provides 30 years maximum, renewable through a fresh PPAT deed (art. 52(3)), with no guaranteed 80-year cycle.

Does Indonesian law cap leases (Hak Sewa) at 25 years?

No. Articles 44 and 45 of the UUPA define Hak Sewa and who may hold it without setting any term, and PP 18/2021 contains no provision on this right at all. The "25 years" or "30 years" routinely quoted in Bali are market custom, not a legal rule. The corollary: no extension is automatic, everything rests on the clauses negotiated in the deed.

How much land can a foreigner hold in Bali?

2,000 m² maximum, and one plot only per person or per family, under article 186(1) of Permen ATR/BPN 18/2021. The house must fall within the "rumah mewah" (luxury house) category as defined by the applicable regulations. Exceeding the area or the number of plots is possible only with the Minister's authorisation, justified by a positive economic and social impact.

Do you need a KITAS to hold a Hak Pakai in Indonesia?

No, not under the statutes. PP 18/2021 (art. 69(1)) and Permen ATR/BPN 18/2021 (art. 185) require a "dokumen keimigrasian", meaning an immigration document issued by the competent authority, which the PP's official elucidation defines as a visa, a passport or a stay permit ("visa, paspor, atau izin tinggal"). A KITAS is just one of those documents. Have the documents required for your file confirmed by Kanwil BPN Bali.

How much must you invest to set up a PT PMA holding an HGB?

PP 28/2025, article 212(2), imposes a minimum investment strictly above IDR 10 billion per 5-digit KBLI code and per business location, excluding land and buildings as a rule; for accommodation and, under conditions, property businesses, BKPM Regulation No. 5 of 2025 (art. 26) counts land and buildings in. That threshold is distinct from the share capital rules ("ketentuan permodalan"): the same regulation requires issued and paid-up capital of at least IDR 2.5 billion per PT.

Sources

The statutes below were read in full PDF — on peraturan.go.id, the metadata page on its own contains no articles. All URLs were retested on 22 July 2026; the texts added on 24 October 2026 were read that day.

Official texts (status "Berlaku" verified for the first four)

  • UUPA — Law No. 5 of 1960 · PDF — art. 16, 21, 26(2), 44-45.
  • PP No. 18 of 2021 · PDF — promulgated 2 February 2021; art. 34-35, 37, 49, 52, 67, 69-73. Full-text search: no occurrence of "hak sewa". Official elucidation (Penjelasan), read on 24 October 2026: art. 69(1) ("visa, paspor, atau izin tinggal") and 71(2) ("kawasan ekonomi lainnya").
  • Permen ATR/BPN No. 18 of 2021 · PDF — established 29 April 2021, promulgated 27 October 2021; art. 185 to 188 (art. 187(3) is affected by Permen ATR/BPN No. 2 of 2025, below).
  • PP No. 28 of 2025 · PDF — art. 212 and 213.
  • BKPM Regulation No. 5 of 2025 — regulation of the Minister of Investment and head of the BKPM on licensing and investment procedures through the OSS system; art. 26 (investment above IDR 10 billion, land and buildings included for accommodation and, under conditions, property, paragraphs 5 and 6; paid-up capital of at least IDR 2.5 billion, paragraphs 9 and 10) and art. 27. Read on 24 October 2026.
  • Perpres No. 4 of 2026 · PDF — replaces Perpres 59/2019, sets up an integrated control team (Tim Terpadu).
  • Law No. 1 of 2022 · PDF — art. 41 and 47.
  • JDIH ATR/BPN — listing consulted on 22 July 2026: Permen 1, 2, 3, 4 and 6 of 2026, none of them touching foreign ownership. Check not exhaustive.
  • ATR/BPN Ministerial Decision No. 1241/SK-HK.02/IX/2022 — JDIH record · PDF — signed 12 September 2022, issued under art. 187(2) of Permen 18/2021; diktum KETIGA: Bali, IDR 5 billion for a house, 2 billion for an apartment, 75% for the "diaspora". PDF reread on 24 October 2026 from its archived copy, the ministry's database being unreachable that day.
  • Law No. 6 of 2023 · PDF — enacts Perppu No. 2 of 2022, attached, into law; elucidation of art. 144(1)(c): a foreigner's strata unit is restricted to special economic zones, free-trade zones, industrial estates and other economic zones. Read on 24 October 2026.
  • Permen ATR/BPN No. 2 of 2025 · PDF — established 21 February 2025, promulgated 25 February 2025; art. II point 3: revokes the rules of Permen 18/2021 on changing a Hak Milik into HGB or Hak Pakai, except at auction; art. I point 11 (art. 19A inserted into Permen 16/2022): outside auctions, the Hak Milik is relinquished to the State and a new title then granted. Replaced on 28 April 2025 by Permen ATR/BPN No. 5 of 2025, which does not reinstate those rules and keeps that route only for HGB (art. 20). Read on 24 October 2026.

Provincial administrative source (official)

Commercial sources — real-estate agency guides, cited as such

  • Bali Real Estate Plus (14 February 2026) — the only guide to quantify the price floor (2 to 5 billion IDR, without citing Decision 1241/2022, which sets 5 billion for a house and 2 billion for an apartment) and the PT PMA capital (2.5 billion, attributed to a BKPM regulation 5/2025). That capital, like the inclusion of land and buildings in the 10 billion for property businesses, is confirmed by BKPM Regulation No. 5 of 2025.
  • Magnum Estate (updated 3 June 2026) — administrative pathway (ITR/KKPR, PBG-SLF, the PPAT's role). Market data unsourced, not used here.
  • Tasvan (May 2026) — comparison of the three routes. Two inaccuracies corrected here: Hak Pakai "up to ~80 yrs" without distinguishing the underlying title, and KITAS/KITAP presented as a legal obligation.

Community source

  • Living in Indonesia — community resource, last updated 27 June 2024, predating the 2026 tightening: cited only for the first-hand account of nominee arrangements.
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